top of page
BNZ Green Home Loan Top-Up
Borrow up to $80,000 at a 1% p.a. fixed rate for eco-upgrades and EVs. Flexible terms.
BNZ Green Home Loan Top-Ups for Solar and Eco-Upgrades: Finance sustainable changes with up to $80,000 at 1% p.a. fixed rate for 3 years. Improve insulation, ventilation, heating, and go green with electric vehicles. Flexible terms after 3 years.
- Interest Rate: 1% for 3 years
Maximum Loan Amount: $80,000
Interest Rate After Term: Can refix at a higher rate or the bank’s floating rate
Eligible Uses: Solar panels, batteries, inverters, heat pumps, water heating systems (including solar water heaters), insulation, ventilation (including double or triple glazing), rainwater tanks, electric or plug-in hybrid vehicles (including ebikes), and electric chargers
Eligibility: Must be a BNZ home loan customer or be willing to move your mortgage to BNZ, and have at least 20% equity in your home
Pros:
Low interest rate
Can be used for EV purchases
Cons:
Short loan term of 3 years
Early repayment fee applies
Establishment fee for new customers and a top-up fee for existing customers
bottom of page