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ASB Better Homes Top-Up Loan

Up to $80,000 for home improvements or EV purchase, 3-year fixed rate.

ASB Better Homes Top Up lets you borrow up to $80,000 for solar panels and home upgrades, fixed for 3 years. Make your home greener with ease. Minimum equity required, along with quotes for solar installations. Exclusions and conditions apply.

ASB Better Homes Top-Up Loan
    Interest Rate: 1% for 3 years

    Maximum Loan Amount: $80,000

    Interest Rate After Term: ASB’s variable rate applies

    Eligible Uses: Heating systems (heat pumps, wood burners, wood pellet burners), insulation, double or triple glazing, ventilation systems (extractor fans, ground moisture barriers), solar energy systems (including batteries and inverters), electric or plug-in hybrid vehicles

    Eligibility: Must have a home loan with ASB or be willing to switch to ASB, and have at least 20% equity in your home (40% for investment properties)

    Pros:
    Low interest rate
    Can be used for EV purchases

    Cons:
    Short loan term of 3 years
    Early repayment fee applies
    Establishment fee for new customers and a top-up fee for existing customers


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